An interview with Laurie on living debt free.
What was your financial situation like before Financial Peace University?
- 10,000 in credit card debt, including small car payment. I used credit cards to supplement my income because I thought I didn’t have enough money.
How did your spending habits change after FPU? – I learned how to budget for the first time ever. I did not buy anything that was not budgeted. And I learned how to re-evaluate my expenses and cut down on some costs.
Did you cut up your credit cards? Yes
Was that hard to do? Yes – I did them 1 week at a time.
What were you afraid would happen? That I would need something and would have nothing to buy it with, but that didn’t happen. I found out I did not need the credit cards.
How did you pay off your credit cards? – I sold gold jewelry for extra money. I kept a tight budget so anything extra went straight to credit card payments, using the “snowball” system.
How long did it take? About 20 months.
Where are you now financially? - I am debt free! And saving now for 3-6 months of expenses, which is “baby step #3″
Give on Sunday
You can place cash or check in the basket as it is passed immediately after the announcements.
Give through the mail
More and more of our daily transactions are done through credit cards and debit cards. For this reason we have provided you with a postage paid envelope so you can mail in your gift. You can also mail your check to the Vineyard Church, 251 Merrick Road, Rockville Centre, NY 11570.
Give Online via PayPal
Automated Giving through Direct Deposit
More and more people use the convenience of automated payments for credit card, and utility bills. It’s simple, safe and gives you peace of mind knowing that you will never have a late payment fee. This is a great way to make sure your tithes and offerings are never late or forgotten.
Have your gift automatically deducted from your bank account . To enroll, complete this Automated Giving Form and mail it to the church office:
The Vineyard Church - RVC Campus & Offices
251 Merrick Rd., N.Y. 11570
Attn: Lisa Gaska
